Forbes Advisor Reports
For information on protection for pets I found a great article and review by Forbes Advisor on pet insurance carriers dated May 2021. It shows why they picked the particular company and what percentage points are based on. They even go on to give tips on how to pick your insurance coverage depending on your needs, situation, and type of pet. For instance, cats tend to be less expensive than dogs. Birds and small animals take less dollars to cover than cats. And, age is taken into account as well.
Forbes reports that the editor for this insurance review article has been working in the insurance industry since 2007. Fourteen years of experience is certainly worthwhile in sharing knowledge about his particular field of work.
Be sure to check out Forbes “Pros” and “Cons” for each insurance company and their reasons for picking the particular company too. For even more detailed information I have included a link to each of the first six company sites. You might see some info of interest on their individual sites.
We all know too well how expensive our veterinarian costs can be. Some coverage is probably better than none for accidents and wellness, possibly increasing coverage for our aging pets. My pet budgie caught the flu and it cost $400 just for one weekend of care. And, my little aging dog was getting treatment every week at the tune of $200 per week. And that is just the tip of the iceberg regarding costs incurred by many. So see below to decide on your best pet protection and, hopefully, save yourself some dollars as well as your pet.
Forbes’ Top Picks for Pet Insurance
Forbes’ top pick is a company from Boise, Idaho, Pets Best. They say this company has superior benefits and great pricing for your best pet protection. You have 2 choices for annual coverage, either $5000 or Unlimited. And, 3 reimbursement choices. Several choices with this company for deductible amounts, all the way from $50 up to $1,000. They also have multi-pet plans and wellness plans available as well as a telehealth line available 24/7.
Next pick is on the list is ASPCA out of Akron, Ohio. They offer great benefits and a competitive price. Annual coverage ranges from $3,000 to $10,000 with 3 reimbursement choices and 3 deductible options. They cover your vet visit for illness and accident and offer a wellness plan option. Also covered is your pet’s microchip. They also have a telehealth line, and do offer a multi-pet discount.
Number three choice is EMBRACE of Cleveland, Ohio for insurance for pets . This company offers coverage options of $6000 up to $30,000 with three reimbursement percentages, and multiple deductibles ranging from $200 to $1,000. Embrace offers a diminishing deductible, plus covered office visits for illness and accident. They have a wellness plan available as well as a telehealth line.
Prudent Pet is next out of Downers Grove, Illinois. This company offers coverage of $10,000 or Unlimited with four reimbursement choices and deductibles of $100 to $1000. Prudent offers coverage for boarding fees and reimbursement for ‘lost’ ads and rewards, as well as an optional wellness plan, and multi-pet discount. They also have a live telehealth line available.
Spot is Forbes 5th pick out of West Palm Beach, Florida. The information on their web site shows they have the same insurance underwriter as ASCPA Pet Insurance. They have multiple coverage amounts starting at $2000 to Unlimited with three reimbursement options and several deductibles from $100 to $1000. They cover your office visit for accident/illness and microchips. And, do offer a wellness plan, multi-pet discount, and a telehealth line available 24/7.
Trusted Pet Insurance
Sixth choice by Forbes Advisor is TrustedPals Pet Insurance from Urbandale, Iowa. This organization offers coverage from $4,000 to Unlimited with four reimbursement percentages available and deductibles from $0 to $750. They do cover your pet’s office visit for accident or illness and have a wellness plan available.
Forbes’ top pick has 5 points with the following five companies mentioned above showing 4 points each. The remaining companies they have reviewed show 3 points down to 1 point, thirteen companies in all. They also show a summary sheet where you can see all 13 company scores at a glance.
I hope all of the above from this educational article will indeed help you to make a great pet insurance choice for the best pet protection for your fur babies and feathered friends.
As for keeping our pets healthy, check out my post on “More Nutritious Pet Treats”.
One additional post about reading pet food labels is good to take a look at also, “Tired of Trying New Pet Foods – Reading Labels?”.
Until next week, enjoy the beauty this Spring! Please do like us below and share the info with your family and friends. Thanks for stopping by Pet Viewpoint. Come again next week and leave your us comments. To receive Pet Viewpoint’s weekly tips and great USA product choices just click on our Subscribe button at the very bottom of this page.